Employer-Employee Insurance

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The employer-employee structure is one where the company buys insurance but the beneficiary is an employee. It is a benefit given by the company to select employees.

In today's context, this is particularly relevant because attracting and retaining employees is so much more difficult. The employer-employee insurance policy works as a reward program for the employees. This concept helps the firm reduce attrition and promotes employee satisfaction. It is definitely a motivating factor for an employee when his/her employer takes an insurable interest in the life of an employee.

Prices mentioned are for monthly premiums and are purely indicative. Life insurance premiums are dependent on the Age of the insurer and the Sum Assured.

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